tag:blogger.com,1999:blog-2842906968815125638.post2266686552079907863..comments2023-09-27T07:40:50.535-07:00Comments on Mes Deux Cents: Are you prepared for a financial speed bump?Mes Deux Centshttp://www.blogger.com/profile/10697034868111011343noreply@blogger.comBlogger12125tag:blogger.com,1999:blog-2842906968815125638.post-8207196791191125562007-12-02T07:53:00.000-08:002007-12-02T07:53:00.000-08:00Hi Malacyne,I hit a financial speed bump a few yea...Hi Malacyne,<BR/><BR/>I hit a financial speed bump a few years ago and that has inspired me to do whatever I can to avoid it happening again.<BR/><BR/>I think that a lot of young Black women get caught up in consumerism in college. They hand out credit cards like candy to college kids. And that sets the stage for problems.<BR/><BR/>But it’s never too late to save, that’s the good news.<BR/><BR/>Thanks for stopping byMes Deux Centshttps://www.blogger.com/profile/10697034868111011343noreply@blogger.comtag:blogger.com,1999:blog-2842906968815125638.post-51453453046576653392007-12-02T06:05:00.000-08:002007-12-02T06:05:00.000-08:00I look over all of this wistfully! Asset and weal...I look over all of this wistfully! Asset and wealth building are essential to any woman's survival. There are not alot of black women who invest in this sound principle. Mes Deux hit it right on the head...save, sister, save!<BR/>I was foolish in my younger years and wish I had the foresight to see the forest for the trees so to speak.<BR/>Preach on sister!Malacynehttps://www.blogger.com/profile/07951779510686822104noreply@blogger.comtag:blogger.com,1999:blog-2842906968815125638.post-71063041409421602522007-11-29T21:27:00.000-08:002007-11-29T21:27:00.000-08:00One of the things I have learned from my mistakes ...One of the things I have learned from my mistakes while living in NYC is save first and buy later. That is the rule I have been living by here in Israel. Because it is hard to say what the future holds I have held off on a lot of things to build up a security blanket so to speak. I am waiting to really furnish my apartment. I am also not taking part in the social scene. The good thing is I get free lunch at my job. My job also gave me a car and pays for my gas so I save there also.<BR/><BR/>I changed my eating habits a bit to save money. I eat a hardy breakfast, and a light dinner at home. Because Israel is not big on fast food I save there also, and I enjoy cooking my meals again. I drink coffee and I don't smoke so I save there, there are a lot of people I know who either drink lots of coffee or smoke or both. I also have to go to the bank today to change my dollar account to a Euro account. I should have done that earlier.<BR/><BR/>All in all, the mistakes I made between 2000 to 2005 have taught me a lot about saving first and moderately spending later.Ehav Everhttps://www.blogger.com/profile/04201312079270363001noreply@blogger.comtag:blogger.com,1999:blog-2842906968815125638.post-82514274385135229182007-11-29T10:44:00.000-08:002007-11-29T10:44:00.000-08:00Liz,Books and dvds are a weakness for me. At first...Liz,<BR/><BR/>Books and dvds are a weakness for me. At first I began to buy them on Amazon to save money but now I'm trying to go to the library too.<BR/><BR/>I actually now have 3 library card from three cities in the area. (lol)<BR/><BR/><BR/><BR/>Randi,<BR/><BR/>I don't think any amount is too small. It's best to choose an amount that you're comfortable with otherwise you'll raid your savings.Mes Deux Centshttps://www.blogger.com/profile/10697034868111011343noreply@blogger.comtag:blogger.com,1999:blog-2842906968815125638.post-67314047213424387842007-11-29T10:14:00.000-08:002007-11-29T10:14:00.000-08:00Sorry for the late comment-been a busy bee at work...Sorry for the late comment-been a busy bee at work!<BR/><BR/>I opened an HSBC account, and I have $20 a month auto drafted from my Wachovia account (I know it's just $20, but I'm trying to get a little more established, then I'll contribute more, promise!)<BR/><BR/>Additionally, I contribute to my company's 401(k), and they match it. I know that's money that's not supposed to be touched until retirement, but it could come in handy in a real financial bind.Allison Mirandahttps://www.blogger.com/profile/17058178511898387086noreply@blogger.comtag:blogger.com,1999:blog-2842906968815125638.post-80680349770603632502007-11-29T09:44:00.000-08:002007-11-29T09:44:00.000-08:00I have cut back on a bunch of things. Chai only o...I have cut back on a bunch of things. Chai only once every two weeks instead of almost every day (saves the calories too). No more buying books every time I go to the bookstore (once a week) - instead I'm going to the library.<BR/><BR/>I also have started browsing second-hand shops for clothes for my boys. They're growing like weeds and don't really care anyway. I have to buy jeans for them since they're so slim, but shirts? Second-hand all the way.<BR/><BR/>But I could be doing a whole lot more. I've thought about canceling TV as well, but I think I'd die without the history channel.Liz Dwyerhttps://www.blogger.com/profile/17794296990587989214noreply@blogger.comtag:blogger.com,1999:blog-2842906968815125638.post-89982888095098563232007-11-28T12:00:00.000-08:002007-11-28T12:00:00.000-08:00Tami,One more thing, did you have a chance to list...Tami,<BR/><BR/>One more thing, did you have a chance to listen to the Nicole Willis song I posted below?<BR/><BR/>I'd really like your opinion. I think it's a GREAT song.Mes Deux Centshttps://www.blogger.com/profile/10697034868111011343noreply@blogger.comtag:blogger.com,1999:blog-2842906968815125638.post-46580037632985671262007-11-28T11:57:00.000-08:002007-11-28T11:57:00.000-08:00Yazmar,Thanks for stopping by. I'll be sure to pay...Yazmar,<BR/><BR/>Thanks for stopping by. I'll be sure to pay you a visit as well.<BR/><BR/><BR/>Tami,<BR/><BR/>2009? You think the problems will skip 2008?<BR/><BR/>I can't wait to read about the new and improved "Year of Consuming Consciously"Mes Deux Centshttps://www.blogger.com/profile/10697034868111011343noreply@blogger.comtag:blogger.com,1999:blog-2842906968815125638.post-38752711723537272902007-11-28T11:21:00.000-08:002007-11-28T11:21:00.000-08:00This is smart, MDC. You ARE inspirational. I am go...This is smart, MDC. You ARE inspirational. I am going to take some of your hints for my Year of Consuming Consciously, formerly know as the Year of Living Frugally.<BR/><BR/>I fear that 2009 will be a bad year for many. That is one of the reasons I want to make sure my family and I am as financially fit as possible.Tamihttps://www.blogger.com/profile/12940502776699227686noreply@blogger.comtag:blogger.com,1999:blog-2842906968815125638.post-2622278145518485812007-11-28T11:05:00.000-08:002007-11-28T11:05:00.000-08:00First time coming thru...Nice blog you got here......First time coming thru...Nice blog you got here...commentary is on point!Definitely wont be my last visit! <BR/><BR/>www.Yazmar.comAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-2842906968815125638.post-57483937412853088892007-11-28T09:51:00.000-08:002007-11-28T09:51:00.000-08:00Hi HC,It was a little hard to get used to at first...Hi HC,<BR/><BR/>It was a little hard to get used to at first. But I've found that the key is treating yourself every now and then to something nice. Otherwise I think I would feel too deprived and get off my savings schedule.<BR/><BR/>ThanksMes Deux Centshttps://www.blogger.com/profile/10697034868111011343noreply@blogger.comtag:blogger.com,1999:blog-2842906968815125638.post-28498492681149799022007-11-28T09:12:00.000-08:002007-11-28T09:12:00.000-08:00Wow, I hear that. You're inspirational.Wow, I hear that. You're inspirational.Sleeperwithheavyeyeshttps://www.blogger.com/profile/17815673692225314565noreply@blogger.com